National Sales Manager – Credit Card

Job Purpose

To lead and scale the Credit Card business for the organization at a national level, driving customer acquisition, portfolio growth, and profitability while ensuring strict adherence to RBI regulations.

Key Responsibilities:-

Sales Strategy & Business Growth

• Own pan-India credit card acquisition, activation targets.

• Develop and execute national sales strategies aligned with organization business objectives and risk appetite.

• Identify growth opportunities across urban, semi-urban, and emerging markets.

• Drive profitability through improved activation and fee income.

Channel & Partnership Management

• Manage DSA, corporate tie-ups, digital journeys, and field sales.

Team Leadership & Capability Building

• Lead Zonal and Regional Sales Heads across India.

• Drive manpower hiring, performance management and training.

• Build a high-performance and compliance-driven culture.

Risk, Credit & Compliance

• Ensure adherence to RBI guidelines, KYC/AML norms, and fair practice codes.

Analytics & Reporting

• Track MIS, dashboards, and key performance indicators.

• Analyze competitor trends and market dynamics.

• Present regular updates to senior management.

Candidate Profile

Education: Graduate in any discipline; MBA/PGDM (Marketing/Finance) preferred.

Experience: 10–15+ years in Retail Financial Services with 5+ years of recent experience in Credit Card is mandatory.

Skills: Strong knowledge of organization regulations, multi-channel sales, analytics, and stakeholder management.