Prepaid Cards (PPI – Gift & GPR)

Own end-to-end PPI product strategy and roadmap across Gift and GPR cards
Lead card issuance capabilities including onboarding, KYC, limits, lifecycle events, controls, and compliance
Manage network integrations (Visa/Mastercard/RuPay), issuing bank coordination, and scheme requirements
Drive pricing, interchange, cost optimization, and profitability for issuing programs
Ensure alignment with RBI guidelines, audits, underwriting requirements, and operational readiness
Scale card programs across B2B, B2C, and platform integrations

Gift Card Content Platform

Own the gift card aggregation and distribution platform covering catalog strategy, brand onboarding, and partner integrations
Define product constructs for APIs, dashboards, reconciliation, settlement, refunds, breakage, and disputes
Balance commercial models: margins, discounts, settlements, inventory risk, and brand SLAs
Work with sales and partners on solutioning enterprise and platform distribution deals
Track category performance, brand ROI, pricing effectiveness, and monetization levers

Product Ownership & Execution

Define product vision, roadmaps, PRDs/BRDs, GTM plans, and success metrics
Lead cross‑functional execution with engineering, compliance, finance, ops, marketing, and sales
Drive discovery using market research, customer feedback, competitive benchmarking, and data
Make clear trade‑offs between speed, scale, risk, regulatory constraints, and commercial outcomes
Present product strategy, performance, and insights to senior leadership
Leverage automation, AI, and emerging capabilities to improve efficiency, fraud controls, and user experience

Product Manager

Job Description